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Getting The Most Of Sororities: The Most Successful Female Fraternity In America

The history of American sororities is as old as the nation itself. Although the object of the sisterhood is multifaceted, common defining aspects like immense popularity, successes, and flexibility makes it stand out as the number one female fraternity in American colleges. If you are just joining college you might be wondering whats in store for your once you join a sorority and become a dedicated member.

Well, for starters sororities are platforms where people form long lasting relationships that can be beneficial in future. Although people join sororities for varied reasons, you will realize that they chose to stay because they find persons with similar values, dreams, and aspirations. In addition, sororities are bound by defined and strict cultures that require members to adhere or risk being thrown out. In essence, a sorority is the perfect place to forge long lasting friendships with like minded persons. Such friendships are difficult to break because they are based on solid foundations that surpass common disagreements and misunderstandings.

College life is not just about academics but also learning important things about public relations. Being a member of a sorority exposes one to persons from different cultures with different beliefs. Therefore, a sorority allows you to meet people from different backgrounds. Furthermore, sororities are places you can enjoy involvement in various extracurricular activities such as voluntary work. You will not only get to be invited to parties but will also enjoy amazing group activities. In essence, sororities heightens a students’ sense of belonging while in college thereby avoiding boredom and stress.

One way of making the sorority experience rewarding is by forging long lasting friendships through gifts. This is because gifts are a special and subtle way of telling someone that you care. Brown Bag Etc is a greek store that sells any type sorority gift that you could possibly imagine. Here are a few tips on the best sorority gifts that can be purchased there.

1. Apparel

An item of clothing is good for any group because it makes a member conspicuous and identifies them with the fraternity. This can be a T-shirt, a sweat shirt, a jacket or a scarf.

2. Stationary

A pen, note card, or note pad can be an ingenious way of telling a person that they are special to you and to the fraternity. Just make sure that the logo of the sorority is present.

3. Jewellery

Whether it is a necklace, bracelet, or a bangle one thing for sure is that girls love jewels. You only have to get the most appealing and appropriate piece of jewellery with the fraternity logo and you have the best sorority gift.

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Aspects To Consider Before Applying For Credit Card Consolidation

It is easy to get carried away and spend money that you do not have, and credit cards make that possible, but when you finally have to face reality, a credit card consolidation could be your only solution.
Of course, getting a new credit card could also mean diving even deeper in debts, so you should calculate your steps carefully and only act when you are sure of what you are about to do. There are several aspects you need to consider, so take your time and think things through.

Costs

There are certain costs that you will most likely not be able to avoid, such as closing costs for your old credit cards, if you choose the close them, or credit administration costs, if you choose to keep them, the interest on your new credit card, any transfer, withdrawal or administration fees or penalties the lender may apply. Before you make a decision, calculate them all and make sure you will not be paying more than necessary.

Implications

The credit card consolidation will have other implications besides the lower monthly rates (http://www.toptenreviews.com/money/debt/best-debt-consolidation-companies/). One of the most important of them will be that on your credit score. Closing your existing credit cards could negatively affect your credit score, if it has not been already affected by payment delays. One option to prevent that would be to keep your credit cards open, but only if you are sure you will not use them again.
Of course, if you have already registered delays in making your payments, a credit card consolidation could help you start over. If you make timely payments, you can prove that what happened was an accident, but you are responsible and trustworthy.

Working with the right lender

Obviously, your first choice should be to discuss your options with the lenders you already have a relationship with, if possible, before registering any payment delays. Explain to them what your situation is, how you ended up in it, and assure them that you want to repay your debts, you just need them to help you make that happen, by consolidating them for a lower monthly rate.
If that will not work, there are many other lenders you can turn to. Just check their reputation thoroughly, as, while most have transparent terms and conditions, there are still some sharks who will not think twice before going after your money or your assets.
All in all, if you do your homework and you choose carefully, a credit card consolidation should bring you the debt relief and peace of mind you seek.

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